Employee Center Insurance, Liability, and Risk Disclaimer

No Raw Database Data Claim

For clarity, this document does not claim that Quintin N. Mahan owns raw facts, raw database rows, independent outside source records, CRS-owned operational records, customer-owned records, third-party-owned records, or customer relationships merely because such information is entered into, stored in, processed by, displayed through, backed up with, or exported from EC.

This document protects EC Protected Materials: the application, software, source code, schemas, database design, data model, relationships, indexes, workflows, dashboards, reports, queries, automations, integrations, APIs, access controls, credentials, hardware, infrastructure, legal records, certificate records, hashes, metadata systems, audit systems, methods, processes, techniques, trade secrets, documentation, and EC-created structural organization.

Version: 1.0
Effective Date: June 1, 2026
Platform: Employee Center / EC
Owner: Quintin N. Mahan
Legal Hub: /legal
Policies Hub: /legal/policies

Policy URL: /legal/policies/insurance-liability-risk-disclaimer

1. Purpose

This Disclaimer explains that EC is an operational tool and does not provide insurance, risk management, liability protection, legal compliance guarantees, or professional risk advice.

2. No Insurance

EC does not provide insurance coverage, bonding, indemnity, warranty, or risk-transfer protection unless a separate written agreement signed by Quintin N. Mahan states otherwise.

3. Operational Risk

Users and companies remain responsible for their own business risk, insurance coverage, compliance, customer obligations, employee obligations, and operational decisions.

4. No Liability for Reliance

To the maximum extent permitted by law, Quintin N. Mahan is not liable for business interruption, lost profits, lost opportunity, replacement systems, customer claims, or other damages arising from reliance on EC except as required by law or separate signed agreement.

5. Review Required

Users and companies should consult qualified professionals for insurance, legal, compliance, tax, accounting, or risk-management advice.

Changes to This Policy

Quintin N. Mahan may update this policy by publishing a new active version in EC.

The current active version will be displayed through the Legal hub.

Older versions may remain stored in Postgres for audit, evidence, and historical review.

Contact / Owner

Employee Center is owned by Quintin N. Mahan.

Legal and policy documents are available from:

/legal

The current Terms and Conditions are available from:

/legal/terms-and-conditions

End of Employee Center Insurance, Liability, and Risk Disclaimer.